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The Insider’s Guide: 5 Ways to Get to Know the Real New Zealand

So you’re headed “Down Under” and you want to experience New Zealand like the locals do?  We’ve got you covered with all the must-see things to see and do on your trip.

Read on for a roundup of five authentic activities to add to your New Zealand itinerary.

1. Experience a Haka

Many people see their first haka at an All Blacks rugby game. However, there are many places to witness this ancient Maori war dance ritual, which embodies the passion and power of the vibrant indigenous people of New Zealand.

Depending on the venue, you may even have the chance to participate in one—a true “bucket list” experience.

2. Nosh on New Zealand Lamb

New Zealand is known all over the planet for its tender and succulent lamb. However, this is just one example of the quintessential cuisine awaiting you in New Zealand. Kiwis also love their crayfish, mussels, fish and chips, “barbie,” mince pies, and artisan cheese.

And make sure to wash it down with a local Sauvignon Blanc or other selection from one of New Zealand’s world-class wine regions.

3. Hit the Road

New Zealand boasts some truly spectacular scenery. One of the best ways to take it all in like a local? If you don’t have access to a car, New Zealand is home to a vast intercity bus system stretching from the North to the South Island.

From bustling metropolises like Auckland and Wellington to off-the-beaten destinations like Rotorua and Wanaka, Kiwis know that there’s no adventure quite like a good, old-fashioned road trip.

4. Take the Ferry

While New Zealand’s roadways have abundant allures, your trip to New Zealand won’t be complete without taking the ferry. Many locals travel between the North and South Island via ferry.

While both the Bluebridge and the Interislander ferries will hook you up with everything from free Wi-Fi to refreshments for the 3.5-hour trip, you may not need them. You’ll be too busy taking in the breathtaking views of the Marlborough Sounds islands as you coast through the Cook Straight.

5. Catch Sight of a Kiwi

New Zealand is renowned for its wildlife, and its iconic wild kiwi birds are regarded as a national treasure. They’re also incredibly elusive.

However, there are some places where you’re more likely to see one of these endangered flightless birds for yourself—either in the wild or at a reserve. These include Stewart Island, Kiwi Birdlife Park, and the Franz Josef Wildlife Centre.

The Insider’s Guide: 5 Ways to Get to Know the Real South Africa

You’re in South Africa, a country that offers a landscape that has something for everyone. How you choose to explore the country is up to you. Just know there are many ways to get up close and experience the history, culture, landscape, and oh, yes, the wildlife this country is known for.

1. The Garden Route (Western Cape)

There are plenty of miles to cover in South Africa, and each has its own points of interest and things to do, such as The Garden Route, which covers approximately 124 miles of picturesque landscape.

The route runs from Mossel Bay to Storms River and allows travelers to get off the beaten path, park their rented vehicle, and explore area beaches, lakes, nature reserves, and the Garden Route National Park.

2. Kruger National Park Safari

A sure way to discover and learn about the many species of wildlife inhabiting South Africa is to schedule a safari tour with Kruger National Park for one of their many tours. Led by a knowledgeable guide, who takes visitors through the park and surrounding areas, you’ll experience a once-in-a-lifetime adventure. 

While immersing yourself in the park’s atmosphere with accommodations to suit personal preferences, from tents and treehouses to luxury lodges, you’ll be in the midst of Kruger National Park and all it has to offer. 

3. The Blue Train

Arguably one of South Africa’s jewels in the crown is The Blue Train, which travels approximately 994 miles from Pretoria to Cape Town with a couple of off-train excursions on the itinerary. Overall, the train is the epitome of luxury on rails. 

While on board for the scenic journey, travelers are wined and dined in style while the train winds its way through open farmlands and semi-desert landscape as well as past Table Mountain and the Cape Winelands. 

4. Tour South Africa’s Wine Region

Something travelers new to South Africa may not know is the country is known for its wine regions situated around the cities of Paarl and Stellenbosch. South Africa has been in the wine business since the 17th century. 

To get the most out of visiting the wine regions, book an exclusive guided tour of the Western Cape region and its prominent wineries to have access to and sample some of the country’s most tasteful vineyards.

5. Cruising the Waterways

South Africa has an expansive coastline that allows for plenty of opportunities to get to know the area with a guide boat trip. Travelers who want to sit back, relax, and revel in the beauty of the moment, can book a sunset Champagne cruise out of Cape Town.

Above water, travelers can enjoy watching the sea life with whale-watching and dolphin-watching cruises or watch the antics of the black and white attired penguins at Penguin Island. There are also shoreline cruises that get you up close to crocodiles and hippos.

If you prefer down-under experiences, South Africa is a world hotspot for exploring the shipwrecks, inland caves, assorted underwater inhabitants, and other mysterious features with a scuba adventure.

 

5 Ways Your Health Can Be Impacted By Pests

While some pests may appear cute and cuddly, many of them can be harmful to our health. As there are several critters to be worried about, a few of the biggest culprits include cockroaches, mice, and ants. Chances are, you’ve probably seen some of these pests crawling around your home. While a few of them here and there usually isn’t a problem, frequent visits from these pests can be an issue—and even life-threatening.

In this post, we’ll discuss 5 ways pests can impact your health.

Asthma

If you have asthma, you probably notice pests more than the average person. Critters like cockroaches are known to trigger asthma symptoms, which can be a serious concern. You may have an allergy flare-up and have no idea why. The best course of action is to get rid of the cockroaches immediately.

The main reason cockroaches trigger asthma symptoms is that they carry around a protein called tropomyosin. This is known as a key trigger for allergies and asthma. Additionally, it’s important to note that any part of a cockroach can contain this protein, including saliva and waste.

Mosquito Viruses

A deadly virus from a mosquito is another serious health problem to consider. If you’ve ever been camping, on a lake trip, or near a pond, then you know a thing or two about mosquitoes. While you essentially don’t feel anything when they bite, you may feel the need to itch very soon. However, while the bites can be itchy and uncomfortable, they’re far better than the alternative.

Unfortunately, mosquitoes can carry and transmit a number of diseases. This includes West Nile Virus, Eastern Equine Encephalitis, and Zika Virus. These viruses can cause various symptoms, such as fever, swollen lymph nodes, headaches, skin rashes, and aching.

Vector-Borne Diseases

Mosquitos aren’t the only ones who carry dangerous, and sometimes deadly, diseases. In fact, there are several vector-borne diseases to consider, which are diseases that are carried and spread by different vectors. Ticks, rodents, and other animals are a few examples.

If you notice any of these critters flying or crawling around your home or business, you’ll want to do your best to eliminate them. EPA-registered pesticides and repellents may help.

Anaphylactic Shock

Have you ever been stung by a bee or another insect? If so, it probably wasn’t a very fun experience. While these strings usually do no serious harm, that isn’t the case for everyone. If you’re allergic to a pest’s venom, you could go into anaphylactic shock, which poses a life-threatening situation. If you or someone you know experiences this, call 911 immediately and use an epinephrine injector if prescribed.

Microbial Diseases and Infections

Did you know microorganisms can be pests, too? That’s right! Several different microorganisms and acellular particles are considered pests, including bacteria, viruses, prions, and protozoans. Unfortunately, these can cause serious infections and diseases. Given the seriousness of these microorganisms and acellular particles, households and businesses worldwide use EPA-registered antimicrobial pesticides for controlling these pests.

Pests can be annoying, destructive, and harmful to our health. To keep these pests at bay, make sure to clean your property frequently and use eco-friendly pesticides and repellents.

5 Critical Mistakes People Make When They Try to Grow Their Small Business

Take a look at the U.S. Bureau of Labor Statistics data on the success of small businesses over time, and you’ll immediately see that about 20 percent of small businesses in the United States fail after just two years. That’s a lot of failed businesses.

So, what happens that makes these companies unsuccessful?

Let’s take a look at a few of the most common mistakes and explore how you can avoid them when attempting to grow your own small business.

The Top 5 Mistakes Small Business Owners Make When Growing Their Businesses

1. Spending too much upfront

When it comes time to grow your business, you want to start small. Think big, but start small.

In other words, don’t throw all of your money into one growth endeavor. Rather, try several growth strategies, putting a little bit of money into each. That way, you can see what areas of your business growth plan are succeeding first before you put more money into other attempts that may not be worth it.

2. Being disorganized

As any small business owner knows, being organized is critical to your business’s success. Staying organized is even more important. 

As you grow your business, you’re going to have more streams of income, more expenditures, more payouts, more employees, more insurance plans, and … much more. Staying organized in all of these areas means planning ahead, creating the necessary infrastructure, and keeping copious records.

3. Not understanding what need they are attempting to fulfill (and if it’s scalable)

One key to a good business idea is fulfilling a need that your target audience has. This means that you have to understand your target audience in the first place.

Let’s say that you sell children’s clothes, and you primarily sell play clothes — things that are easy to wash and will stand up against dirt, food, and grime. You are successful, and you want to grow your business, so you immediately start selling fancy dress clothes for kids. 

Why might this not be a good idea?

Answer: It may not be what your current target audience wants (i.e. They want play clothes for busy kids who get dirty, not fancy dress clothes).

Lesson: Learn what your target audience wants before deciding how you want to grow.

4. Not hiring help

You can’t do everything yourself as you grow your business. Perhaps you were able to do it all when you only had a few customers and a few sales, but as you grow, you need to hire help. Do this sooner rather than later.

5. Being discouraged by mistakes

It is certainly possible that you will attempt to grow your business, and whatever you try will fail. The biggest mistake that a small business owner can make at this point is giving up. 

Don’t be discouraged by your mistakes. If you fail, learn from your mistakes, and try again.

Grow Your Small Business

One of the most wonderful things about owning your own business is setting yourself on a path to financial independence. In other words, most small business owners hope to one day be able to make more money while doing less work. 

If this is you (and it should be), take this as a sign to take that next step and start growing your business the right way — by avoiding the common mistakes we’ve outlined above.

The Magic of Beijing – 5 Unique Attractions in This Amazing City

Beijing, China offers centuries of fascinating history and culture that make the city an intriguing stop on anyone’s vacation itinerary. Known for its historical attractions, such as the Forbidden City and The Great Wall of China, there are also hidden gems to explore. Set aside some time to spend in these interesting areas, which will add an extra dash of spirit and an element of surprise to your trip. 

1. 798 Art Zone (Dashanzi Area)

For art enthusiasts who enjoy creativity off the beaten path, a visit to the 798 Art Zone is a cultural experience, where established and upcoming new artists display their work.

The site was the former 50-year-old compound for military factories. Once decommissioned in the 1990s, the zone became a primary gathering place for local artists and other creatives.

Today, the district is a visually exciting place to visit to absorb the many artistic styles, from photos and street art to expressive murals and outdoor sculptures.

Go on your own or take a tour. Either way, you’ll have access to trendy shops and boutiques to explore, and cafes for relaxing while absorbing the Chinese culture that permeates the zone. 

2. Beijing Botanical Garden

From creative art in the zone to the colorful palette of natural art in the garden, the Beijing Botanical Garden is an oasis to explore when you’re looking for a quiet and serene setting to get away from the crowds. Choose the cherry garden, bamboo garden, Chinese rose garden, magnolia garden, and many more to snap a photo or two. 

3. Ancient Observatory (Guguanxiangtai)

Step back to the Ming and Qing dynasties when visiting this ancient observatory. As one of the oldest in the world, the observatory is home to eight expansive astronomical instruments. Take a moment to ponder what it was the ancients who used these instruments were searching for and what they discovered along the way. A mystery, to be sure. The observatory is currently open to the public Sunday through Saturday. 

4. Beijing Underground City

Under Beijing’s city center lies a network of tunnels covering about 33 square miles. The tunnels were ordered by Chairman Mao in 1969 and completed in the 1970s and were designed as a place of refuge in case of an attack by foreign enemies.

There is an underground complex with shops, schools, doctor’s offices, hospitals, movie theaters, factories, amusement areas, and much more. A true “city” only underground. Only a portion of the tunnels is open to the public. 

5. Ritan Park

Ritan is one of Beijing’s oldest parks. Established in 1530 during the Ming dynasty, the park served as home for the Temple of the Sun. The park offers a scenic ornamental landscape filled with a variety of trees, bushes, plants, assorted flowers, and peach blossoms to enjoy a leisurely walk. Within the park are pavilions, altars, murals, and ornate red and green walls. The park is like a picture postcard that has come to life, displaying a cacophony of color, culture, and creativity. 

 

5 Most Ethical Sports Franchises

Today’s sports fans don’t just want their favorite teams to win. They want them to do their part for their planet and its people, too. The good news? It’s a win-win. The more fans demand of sports franchises, the more they deliver with much-needed corporate social responsibility efforts.

Want to cheer on the franchises that are getting it right? Read on for a roundup of five of sports franchises that are winning at CSR.

1. The Atlanta Falcons

With the 2017 debut of its Mercedes-Benz Stadium, this football franchise showcased its ongoing commitment to innovation and sustainability. Not only were many environmentally kind features built into the stadium’s design, but the stadium is conveniently located near a public transportation hub and even has its own bike valet program.

These initiatives were enough to earn the Falcons the top spot on 24/7 Wall St.’s ranking of the NFL’s most eco-friendly teams in a five-way tie with the Baltimore Ravens, the Chicago Bears, the Philadelphia Eagles, and the San Francisco 49ers.

2. The Milwaukee Bucks

The Milwaukee Bucks aren’t just killing it on the court. The professional baseball franchise is also killing it when it comes to corporate social responsibility.

According to Arvind Gopalrantnam, the team’s Vice President for Corporate Social Responsibility and the NBA’s only South Asian holding this role, the franchise has committed itself to social justice and racial equity through everything from visiting the local correctional facility to advocating for voting rights changes with the ACLU.

“We’re super passionate about being agents of change, and the work we’re going to continue to do in social justice is what excites me,” said Gopalrantnam.

Even individual players like Khris Middleton and Jrue Holiday have launched their own ethical initiatives, such as giving out winter coats at a local elementary school and starting a fund supporting Black-owned businesses.

3. The Forest Green Rovers

With a name like the “Forest Green Rovers,” it’s hardly surprising that this professional soccer club was recently heralded by FIFA as “the world’s greenest football club.” 

Kits made from recycled coffee bean waste, all-vegan match day foods, an organic pitch, and renewable power are just a few of the initiatives implemented by the club’s owner, “green energy” entrepreneur Dale Vince.

More eco-friendly projects are in the works, including an eclectic team bus and an eco-friendly all-wooden stadium.

4. The Philadelphia Phillies

Alongside fellow Philadelphia team, the Eagles, this MLB team is celebrated for its work on behalf of social responsibility and sustainability with a breadth and depth of programs aimed at giving back.

Through year-round community relations efforts, the Eagles support hundreds of Philadelphia area non-profits. Meanwhile, the Eagles Charitable Foundation has made significant contributions to everything from children’s eye care to autism research.

Another vital cause championed by the Eagles? Ending gun violence.

5. The Seattle Kraken

Ice rinks and climate change don’t exactly go hand-in-hand. However, the National Hockey League has stepped up its efforts on behalf of the urgent issue with the NHL Green Initiative. At the front of the pack? The Seattle Kraken.

Last fall, the ice hockey franchise opened its carbon-neutral Climate Pledge Arena, which features a host of eco-friendly features, including solar panels, electric stoves, and an entirely electric dehumidification system.

Meanwhile, the franchise has also committed itself to rejecting green washing. All single-use plastics are banned inside the stadium, which uses an ingenious “rain to rink” system to turn rainwater into home ice.

The team will also conduct “detailed carbon accounting” to hold themselves accountable and ensure that its efforts are working.

The Magic of Tokyo – 5 Unique Attractions in This Amazing City

Tokyo, Japan – the city of culture, history, and intrigue. While it maintains a national presence on the world map, there are plenty of hidden gems within the hustle, bustle, and bright lights that permeate the city landscape. As the main city of The Land of the Rising Sun, a visit to some of its unique attractions is sure to spark your imagination. 

1. Shibuya Sky Observatory

If heights don’t bother you, then Shibuya Sky Observatory is the place to go for panoramic views. The 47-story building resides atop the largest skyscraper, so you can be sure the views are uninterrupted and spectacular. The rooftop platform is the largest for viewing that you’ll find in Japan, and to make it extra special, it is fitted with hammocks for visitors who want to relax at night and gaze at the stars. 

The 46th floor features the Sky Gallery for visitors who might get a little off-balance and experience vertigo on the 47th floor. Either way, the views are unforgettable, as Tokyo’s landmarks are visible on clear days, which includes Mt. Fuji.

2. Gotoku-ji Temple

This unusual temple is dedicated to felines. Legend has it a cat beckoned to a feudal lord with his right paw to come to his shelter during a rainstorm. As the lord approached the shelter, lightning struck the exact spot where the man had sat beneath a tree. This is the reason felines are referred to as “fortune” or “beckoning” cats and why you’ll see cat statues, paintings, jewelry, and trinkets displayed in stores and restaurants. 

The belief is that Gotoku-ji is where the lucky kitties originated from. The “cat temple” is open to the public. 

3. Asakusa-jinja

There are many temples and shrines to visit and learn about while visiting Tokyo. The oldest is the five-story Senjo-ji Buddhist temple. Right next door to the temple is the often-overlooked Asakusa-jinja shrine that has been part of the landscape since the 17th century. 

The shrine was constructed in honor of those who founded Senso-ji. The shrine features a large traditional Japanese torii gated entrance and two unusual dog-lion statues standing beneath a red parasol. The couple supposedly represents those couples in happy marriages. 

4. Hamarikyu Gardens

If you’ve been out and about sightseeing and want to take a break and sit amid a wondrous landscape of greenery, ponds, and serene water moving to its own beat beneath bridges, head to Hamarikyu Gardens, where a 300-year-old pine tree stands as a sentinel. 

While experiencing the beauty of the gardens, take a relaxing break at the Nakajima no Ochaya teahouse. The location of the thatched-roof teahouse is unusual, as it resides on a floating platform. 

5. Fuji-Hakone-Izu National Park

By far, one of the most unique vistas to set your eyes upon is Mount Fuji, standing tall at 12,389 feet. The park offers numerous walking trails that provide views of the mountain. When visiting the park, this is the main attraction. A close second is visiting during the spring when the cherry blossoms are in full bloom. Enjoy the view

 

 

How to Take Your First Steps in Homesteading

Homesteading is increasing in popularity. Many find it an attractive idea to return to nature and live more sustainably and wholesomely. If you have been thinking about homesteading, it may be time to make your dreams come true. Aspiring homesteaders are a large group of interested people. This group includes many of the baby boomers in the millions who are retiring. It also includes younger people just starting who are attracted to the lifestyle.

Most successful homesteaders thought about the idea for a long time before making the major lifestyle change to embrace the concept.

Here are five things you can do if you are considering homesteading, which will help you to help prepare and understand what is involved in being a successful homesteader.

1. Internet Resources

There are tons of resources accessible on the Internet.

2. Take Courses

There are online courses in homesteading and courses you can take in-person to get hands-on practical experience. WildAbundance, Insteading, and Centre of Excellence (a UK school that offers a diploma course) are worth checking out.

3. Working Vacation

Instead of taking a vacation, use your vacation time to go to a place you think might be good for your homestead. Spend your vacation there, working on a farm or a homestead as a temp worker.

4. Volunteer

HelpStay offers volunteer opportunities all over the world. Some projects charge a fee; however, opportunities exist where you can stay for free. Sometimes you get food for free or by paying a small amount. For some projects, you get a chance to work on a farm, garden, or homestead as a volunteer. Many farming techniques are useful to learn since they have to work with limited resources, which is often the same challenge for new homesteaders.

5. Get Land

If you are seriously going to start a homestead, you must have suitable land. Some who dream of homesteading make the mistake of buying the land as the first thing they do. The problem with this idea of rushing to buy land is that it is often the only step taken, and the project stalls out.

There is no reason to buy any land until you know what type of homestead you wish to create. Learn first about what you want to do, and then you will be more able to understand what kind of land you want. You may not need to buy the land; you may be able to lease it, profit-share, or get permission to develop a homestead on land owned by others.

Grounded Thoughts

Homesteading is wonderful. However, success takes a lot of hard work and dedication over a long time. Take the long view and get some experience before you make a major commitment. Then, when you are ready, go for it!

5 Best Crime Movies

Do you love a good villain? Do you prefer to watch movies from the villain’s perspective? Are you looking for a great crime movie to enjoy on a stormy night or with a friend? Keep reading this article to find the best crime movies for your night.

The Godfather

“The Godfather” is a classic crime movie that resonates even years after it was initially released. The movie offers up morally gray characters who are involved in various mafia-related crimes, while also exploring the bonds of family. If you enjoy mafia movies and you are looking for interesting characters with flaws, loose morals, and strong beliefs, then you will find that “The Godfather” is a great crime movie.

Goodfellas

For those who like the mafia crime movie category, you will enjoy “Goodfellas”. The movie follows an interesting character as he grows from small and petty crimes to the extortion and violence of the mafia. It also showcases the friendships that develop in the mafia and humanizes the characters for audiences. For those who need a bit of comedic relief in a crime movie, “Goodfellas” is a great choice. The screenplay adds a touch of humor that sets it apart and breaks up the tension at just the right moment.

The Silence of the Lambs

“The Silence of the Lambs” is an astonishing crime movie due to the psychological aspects of the film. It portrays the complex mental state of a serial killer as discussed by Hannibal Lector, a violent psychopath who is also a psychiatrist, and a young FBI student. It combines a crime movie with a cop movie for a satisfying and terrifying look into the minds of serial killers.

Pulp Fiction

Are you looking for a movie about hitmen? Do you want a few unexpected philosophical discussions to sneak their way into your movie? Then “Pulp Fiction” is the movie you want to watch as soon as you get an opportunity. The movie follows two hitmen as they weave through other characters that range from their boss and his wife to a boxer and a pair of armed robbers.

Unforgiven

For those who like a little bit of country and old-fashioned western themes in their crime movies, “Unforgiven” is a great option. When prostitutes in a small town post a reward for the deaths of two men for disfiguring one of the women, a pair of criminals clash with each other and the town’s sheriff. Whether you are rooting for the sheriff and his fight against vigilantism or you want to see the success of a criminal, “Unforgiven” is a great option for your next crime movie night.

The best crime movies focus on the characters you would usually consider the villains. By looking at the movie from a criminal’s perspective, you are able to see the different factors that drive their actions and make them turn to crime.

5 Tips to Avoid Overpaying for Your Vacation

Are you looking forward to your upcoming vacation from work? Do you want to make plans for a special trip? Well, you don’t need to overpay for your next vacation. Keep reading if you want a few tips to avoid overpaying for a vacation this summer!

Avoid Weekend Air Travel

There is no way around the price hike on the weekend when it comes to air travel. Since many travelers book weekend flights, you may find that you are paying a premium to fly on Saturday or Sunday. If you have the option to book your flight on a weekday, then opt for a weekday flight. While the best day of the week may depend on many factors, you want to focus on weekdays to find better prices and deals.

Plan a Month or Three Ahead

It is common knowledge that you want to plan ahead to get the best rates on your vacation, but you may not realize that you also need to avoid planning too far in advance. As a general rule, plan your vacation between one and three months before the event.

Planning three months in advance allows you to keep an eye on flights, hotel rates, and other factors that may impact your costs. You can then book a flight, hotel room, and other travel-related plans when you see a special deal or price. Expect the prices to increase as you get closer to your vacation dates. In most cases, you can expect rates to increase roughly two to three weeks before the date of your trip.

Consider a Non-traditional Vacation Spot

Do you want to avoid overpaying for your vacation without giving up on quality? Consider a non-traditional vacation location. Avoid common vacation hot-spots like Orlando, Florida and opt for a vacation that is a bit off the beaten path, such as Hollywood, Florida. You may find that you are getting much better deals without giving up on your vacation plans. While you may have limitations if you are planning a trip to a theme park or similar place, you have a variety of unexpected gems available if you are looking for a relaxed beach vacation or hiking trip.

Compare Prices on Everything

Comparing prices may seem obvious, but you can easily overlook it when you are excited about your vacation. You can also overlook comparison shopping for some of the smaller expenses. Unfortunately, those small expenses can add up quickly when you do not pay attention.

Take the time to compare the prices on flights, hotels, rental cars, and even restaurants. You may find some unexpected hidden gems with a few minutes of comparison shopping.

Take Advantage of Your Reward Points on Credit Cards

If you have a credit card, then you likely have some type of reward points system or cash-back system. Look into the details of any credit cards you currently carry to see if you qualify for any travel-related points or cash-back. For example, you may have airline miles that cut back on the cost of your plane tickets through certain companies. Alternatively, you may get cash-back on your card for using it at restaurants, certain types of stores, or gasoline. Take advantage of your reward points or cash-back to cut back on the cost of your vacation.

Taking a bit of time to cut back on unnecessary costs while going on a vacation can help you save more than you realize. From comparing the prices of everything to strategically using your credit cards, you can find ways to avoid overspending and still enjoy a break from the daily grind.